Terms and Conditions

Acceptance of Terms

By using our website or services, you acknowledge that you have read, understood, and agree to be bound by this disclaimer and all applicable terms.

These terms constitute a binding legal agreement between you and Zeynovariqua Financial Services Sdn Bhd

Service Description

We provide financial planning consultation services, including personalized analysis and guidance on resource allocation strategies through our subscription-based model

Services are subject to availability and may vary based on your location and specific requirements

Your Responsibilities

As a user of our services, you agree to:

• Provide accurate and complete information during consultations
• Use our services only for lawful purposes
• Maintain confidentiality of sensitive information shared
• Refrain from activities that could harm our systems or other users

Prohibited Uses

You may not use our website or services for:

• Any illegal or unauthorized purposes
• Attempting to gain unauthorized access to our systems
• Transmitting harmful or malicious content
• Sending unsolicited communications or spam

Intellectual Property

All content, trademarks, and intellectual property on this website belong to Zeynovariqua and are protected by Malaysian and international copyright laws

We grant you a limited, non-exclusive license to access and use our website for personal, non-commercial purposes

Privacy Policy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect and use your information Privacy Policy

Limitation of Liability

To the maximum extent permitted by Malaysian law, Zeynovariqua shall not be liable for any indirect, incidental, or consequential damages arising from your use of our services

Indemnification

You agree to indemnify and hold Zeynovariqua harmless from any claims, damages, or expenses arising from your use of our services or violation of these terms

Dispute Resolution

Any disputes arising from these terms or our services will be resolved through the following process:

Termination

We reserve the right to terminate or suspend your access to our services at any time for violation of these terms or other reasonable cause

Governing Law

These terms are governed by and construed in accordance with the laws of Malaysia

Changes to Terms

We may modify these terms at any time. Changes will be effective immediately upon posting. Continued use of our services constitutes acceptance of modified terms

Severability

If any provision of these terms is found unenforceable, the remaining provisions will continue in full force and effect

Entire Agreement

These terms, together with our Privacy Policy and other referenced policies, constitute the entire agreement between you and Zeynovariqua

Contact Details

For questions about these terms, contact us at info@zeynovariqua.com or +601524769108